Are you searching for the best rates on a self cert mortgage ?
Are you self employed, a seasonal wage earner, or anyone with irregular earnings such as a contract worker or commission-based employee? Have you found it difficult to obtain a mortgage? If the answer to both questions is yes, you are probably aware that this is due to you not being able to meet your lenders normal income requirements as you have an irregular income or insufficient account history. About 14% of the UK population is self-employed and along with other employees with "irregular income" this has created a need for a compatible mortgage - introducing the Self Certification loan.
Is self certification the mortgage solution for you?
Self cert mortgages are ideally suited to those who are self-employed or employed but have an irregular income, due for example to bonuses and commission. They are also ideal for those who have several jobs, are seasonal wage earners or those who regularly undertake contract work. They work by allowing you to self certify your income. A lender may sometimes require your accountant to certify that you are able to meet payments on the loan requested, but otherwise that is usually the extent of external paperwork required. As the UK Mortgage market becomes more and more competitive, there are some great rates to be found on such mortgages. Fixed, discounted, capped and cash back are among the many options available.If you want to know more about self cert mortgages have a look at the information available online now and compare rates
You can have access to thousands of mortgages and the ability to negotiate exclusive deals with a huge range of lenders Examples of the wide range of self cert mortgages are now available and are listed below: Loans with no income checks up to 90% of the purchase price of the property Available for the employed and self employed Those trading for just one year can be accepted Available to those with more than one job or pension based income Can accept large loans at 90% of the purchase price of the property up to £500,000 True self certification mortgages available up to 90% of the purchase price of the property Whatever your employment situation, we’re certain we can find the mortgage for you. Come online now and check out the great deals on all self cert products.